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Business Term Loan

Business Term Loan

A lump sum of capital with predictable, fixed payments and competitive rates — ideal for expansion and major investments.

Overview

How Business Term Loan works

A business term loan provides a one-time lump sum that you repay over a set period with consistent payments. It's the classic choice for planned growth: opening a location, a major renovation, or any significant investment where you want predictable budgeting.

Get StartedTalk to a Specialist
24–48 hrsTo approval
Benefits

Why choose this option

Larger Amounts

Access the capital needed for major growth initiatives.

Predictable Payments

Fixed schedule makes budgeting simple and stress-free.

Competitive Rates

Strong terms for established businesses.

Build Business Credit

On-time payments strengthen your credit profile.

Is it right
for you?
Best For

Business Term Loan is a great fit if…

  • Businesses planning expansion or new locations
  • Major renovations or build-outs
  • Refinancing higher-cost debt
  • Large one-time investments
See If You Qualify
Explore More

Other funding options

Ready when you are

Get the capital your business needs — fast.

Apply in minutes and receive your approval options in as little as 24 hours. No obligation, no hard credit pull to see your options.

Apply Now

See If You Pre-Qualify

Answer a few quick questions. Qualified businesses are taken straight to our secure application — it only takes minutes and won’t affect your credit score.

🔒 Your information is secure. Checking eligibility will not affect your credit score.