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Merchant Cash Advance

Merchant Cash Advance

Turn your future sales into working capital today. Flexible payments that rise and fall with your revenue — perfect for fast, short-term needs.

Overview

How Merchant Cash Advance works

A Merchant Cash Advance gives you an upfront lump sum in exchange for a percentage of your future sales. It's one of the fastest ways to access capital, with approvals often the same day and repayment that naturally flexes with how your business is doing.

Get StartedTalk to a Specialist
24–48 hrsTo approval
Benefits

Why choose this option

Same-Day Funding

Get approved and funded fast — often within 24 hours.

Revenue-Based Payments

Payments flex with your sales, easing pressure in slow periods.

Bad Credit Friendly

Approval is based on your revenue, not just your credit score.

Minimal Paperwork

A few months of bank statements is often all it takes.

Is it right
for you?
Best For

Merchant Cash Advance is a great fit if…

  • Retail and restaurant businesses with steady card sales
  • Seasonal businesses needing flexible repayment
  • Owners who need capital in days, not weeks
  • Businesses that don't qualify for traditional bank loans
See If You Qualify
Explore More

Other funding options

Ready when you are

Get the capital your business needs — fast.

Apply in minutes and receive your approval options in as little as 24 hours. No obligation, no hard credit pull to see your options.

Apply Now

See If You Pre-Qualify

Answer a few quick questions. Qualified businesses are taken straight to our secure application — it only takes minutes and won’t affect your credit score.

🔒 Your information is secure. Checking eligibility will not affect your credit score.