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Frequently asked questions

Everything you need to know about getting funded with Exquisite Capital Group.

How fast can I get funded?

Many clients are approved within 24–48 hours and funded the same day their offer is accepted. Timing depends on the product and how quickly documents are provided.

Will applying affect my credit score?

No. Getting your funding options does not require a hard credit pull, so simply seeing what you qualify for will not impact your score.

Can I qualify with bad credit?

Yes. We specialize in funding for less-than-perfect credit. We look at your business revenue and potential — not just your FICO score — and offer options like merchant cash advances and no-credit-check programs.

How much funding can I get?

Funding typically ranges from $10,000 to $5,000,000 depending on your business revenue, time in business, and the product you choose.

What documents do I need?

For most programs, a simple application plus a few months of recent business bank statements is enough to get started. Larger term loans may require additional documentation.

What are the requirements?

Generally, businesses should be operating for at least a few months with consistent revenue. Requirements vary by product — our specialists will match you with options you qualify for.

Is there any obligation to apply?

None at all. Applying is free and there is no obligation to accept any offer. You're always free to review your options and decide what's best.

How do repayments work?

It depends on the product — from daily or weekly revenue-based payments on an MCA to fixed monthly payments on a term loan. We'll walk you through the exact schedule before you commit.

Ready when you are

Get the capital your business needs — fast.

Apply in minutes and receive your approval options in as little as 24 hours. No obligation, no hard credit pull to see your options.

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See If You Pre-Qualify

Answer a few quick questions. Qualified businesses are taken straight to our secure application — it only takes minutes and won’t affect your credit score.

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